Step 1
Your Profile
Tell us about your income and existing commitments.
Include all existing EMIs: personal loans, credit cards, mortgages. UAE Central Bank caps total repayments at 50% of salary (DBR).
Step 2
Car & Loan Details
Configure your car purchase and loan terms.
UAE banks require a minimum 20% down payment for expat residents.
UAE Central Bank caps car loan tenure at 60 months (5 years).
Indicative rate. Actual rate set by your bank. UAE Nationals typically get 0.25–0.5% lower. Salary transfer may unlock better rates.
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UAE Bank Comparison
Estimated monthly EMI across 6 major UAE banks using your loan parameters.
Indicative Data
Interest rates, bank comparisons, and affordability estimates are based on publicly available information as of early 2026. Rates change frequently. All figures should be treated as a starting point for planning only — not as a confirmed offer or financial advice.
UAE DBR Regulation
The UAE Central Bank mandates that total monthly loan repayments must not exceed 50% of an applicant's gross monthly salary. This applies to all licensed banks and finance companies in the UAE. Source: UAE Central Bank Consumer Protection Regulation.